JDW Truckers Insurance Coverage Options
Our small fleet truck insurance is for operations with 3 to 50 power units.
JDW Truckers Insurance and their commercial truck insurance companies who write small fleet truck insurance look to partner with safety minded trucking companies. And trucking companies who have become more safety oriented or are looking to improve their safety scores.
Small fleet truck insurance can be broken down into main categories. 1) The number of years you have had insurance in place and 2) The number of power units.
Our small fleet truck insurance levels are:
AL - AR - FL - GA - IL - IN - MO - MS - NC - NV - OH - PA - SC - TN - TX - VA
Reporting options such as scheduled, gross revenue and mileage will be determined by years in business and your number of power units.
Our commercial truck insurance carriers all have high AM Best Ratings. Because they have a high am best rating does not mean they charge more for your policy. In many cases it can be the opposite. The am best rating shows the financial stability of an insurance carrier. If an insurance carrier with a low am best rating goes under. There is a good chance you might be left holding the bag. And reasons to get insured with an insurance carrier with a high am best rating is customer service and how they fast they can process claims to get you back on the road.
Our Process for requesting Small Fleet Truck Insurance Quotes is simple
If your DOT # is registered in one this states: Florida – South Carolina – Texas - Tennessee – Indiana – Mississippi – North Carolina – Alabama – Nevada – Missouri – Virginia – Georgia – Pennsylvania – Illinois – Ohio – Arkansas
We can help you find the best small truck fleet insurance price. If you have questions about our capabilities for your small fleet truck insurance.
We welcome them.
Please text or call Joe at 843-849-4929 (please do not text and drive).
Small Fleet Truck Insurance Quotes
JDW Truckers Insurance and their commercial truck insurance companies who write small fleet truck insurance look to partner with safety minded trucking companies. And trucking companies who have become more safety oriented or are looking to improve their safety scores.
Small fleet truck insurance can be broken down into main categories. 1) The number of years you have had insurance in place and 2) The number of power units.
Our small fleet truck insurance levels are:
- 3 to 5 power units
- 6 to 9 power units
- 10 - 24 power units
- 25 plus power units
AL - AR - FL - GA - IL - IN - MO - MS - NC - NV - OH - PA - SC - TN - TX - VA
Reporting options such as scheduled, gross revenue and mileage will be determined by years in business and your number of power units.
Our commercial truck insurance carriers all have high AM Best Ratings. Because they have a high am best rating does not mean they charge more for your policy. In many cases it can be the opposite. The am best rating shows the financial stability of an insurance carrier. If an insurance carrier with a low am best rating goes under. There is a good chance you might be left holding the bag. And reasons to get insured with an insurance carrier with a high am best rating is customer service and how they fast they can process claims to get you back on the road.
Our Process for requesting Small Fleet Truck Insurance Quotes is simple
- This is a straight forward process.
- You send us a little information and we do the rest.
- We will review your information and let you know quickly if we have markets to help you.
- You will be working one on one with one agent - Joe
If your DOT # is registered in one this states: Florida – South Carolina – Texas - Tennessee – Indiana – Mississippi – North Carolina – Alabama – Nevada – Missouri – Virginia – Georgia – Pennsylvania – Illinois – Ohio – Arkansas
We can help you find the best small truck fleet insurance price. If you have questions about our capabilities for your small fleet truck insurance.
We welcome them.
Please text or call Joe at 843-849-4929 (please do not text and drive).
Owner Operators Truck Insurance Quotes
Navigating owner operator truck insurance can be time consuming and sometimes even overwhelming. At JDW Truckers Insurance we specialize owner operators commercial truck insurance. We can help you find the best commercial truck insurance rates for your trucking insurance needs - We have are large network of the top rated commercial truck insurance companies who very competitive rates for owner operators truck insurance.
Work with a commercial truck insurance agency that knows trucking insurance at JDW that is offer we offer is truck insurance. And we put the needs our clients first.
We offer free quotes with no obligation to buy owner operators truck insurance quotes if you DOT is setup in one of these states these states:
Florida - South Carolina - Texas - Tennessee - Indiana - Mississippi - North Carolina - Alabama - Nevada - Missouri - Virginia - Georgia - Pennsylvania - Illinois - Ohio - Arkansas
JDW Truckers Insurance offers quotes for - General freight, dry van, flatbed, reefer, UIIA with many more options for your truck insurance needs.
Does you agent know about the coverages your need?
Primary liability
Motor truck cargo
Physical damage
Non-owned trailer vs Trailer interchange
General liability is not the same as primary liability
Excess liability
Free 24/7 COI
Text or Call Joe for straight answers
843-849-4929
(please do not text and drive)
New Authority Truck Insurance
Searching for new authority truck insurance can quickly turn into a difficult task trying to find the best commercial truck insurance for your new authority. Which commercial truck insurance agency do you want to work with? Our suggestion is talk to a few different trucking agent. Try to work with one that only offer commercial truck insurance. It is no advisable to work with an agent who sell other types of insurance polices for new authorities. The reason is a agent is offering other types of insurance such as home and auto. They may not be fully focuses on trucking insurance.
All we offer at JDW Truckers Insurance is commercial truck insurance. Our agent are well trained and will answer your question with straight forward answers.
Trucking insurance is a long term play. You want to make sure you setup your trucking correctly from day one. Running your trucking company the right way will save you money in your new authority truck insurance.
Does you agent know about the coverages your need?
- Primary liability
- Motor truck cargo
- Physical damage
- Non-owned trailer vs Trailer interchange
- General liability is not the same as primary liability.
- Excess liability
We can get you many different quotes from our large network of the top rated commercial truck insurance companies.
When you buy your new authority truck insurance. You want to work with an agent who you can get in touch with, who can give you straight answers and who get you a COI very quickly so you do not miss loads for the lack of not being able to get in touch with your agent to get a COI. We give our clients free 24/7 COIs.
Contact us today for Q&A. Text or call Joe at 843-849-4929.
Primary Liability Insurance
- Your primary liability will be the major cost for your trucking insurance policy. Although the FMCAS can only require $750,000 in most cases shippers will require $1,000,000 in primary liability insurance coverage before they will allow you to pick up loads.
- Primary liability insurance covers damages to third parties for bodily injury and physical damage to others property in the event of an accident.
- In most cases this is a low cost add on to your primary liability insurance to cover medical expenses.
- Some states require this coverage and, in many cases, can reduce the need for Medical Pay.
- Personal injury protection (PIP), also known as no-fault insurance, covers medical expenses and lost wages of you and your passengers if you’re injured in an accident. PIP coverage protects you regardless of who is at fault.
- If you’re hit by a driver with no insurance…
- Uninsured motorist bodily injury (UMBI) may pay medical bills for both you and your passengers.
- Uninsured motorist property damage (UMPD) may pay for damage to your vehicle.
- If you’re hit by a driver with not enough insurance…
- Underinsured motorist bodily injury (UIMBI) may pay medical bills for both you and your passengers.
- Underinsured motorist property damage (UIMPD) may pay for damage to your vehicle.
Motor Truck Cargo
- MTC or Cargo insurance provides insurance on the freight or commodity hauled by a for-hire trucker. It covers your liability for cargo that is lost or damaged due to causes like fire, collision or striking of a load.
- If your load is accidentally dumped on a roadway or waterway, some cargo forms offer Removal Expenses coverage pays for removing debris or extracting pollutants caused by the debris. And can also pay for costs related to preventing further loss to damaged cargo through Sue and Labor Coverage and legal expenses in the defense or settlement of claims. Another option is Earned Freight Coverage to cover freight charges the customer loses because of an undelivered load.
- Cargo insurance deductibles can be set at $1,000, $2,500, $5,00 or even higher if you are self-insured.
- Cargo coverage limits are normally set at $100,00 but some shippers may have higher requirements depending on the cargo you are hauling.
- Cargo policies can have exclusions stating what cargo it will or will not cover.
PD - Physical Damage for Trucking
- Physical damage insurance coverages are designed to pay for losses to your equipment and damages to others equipment. (Others equipment must be listed on your policy).
- If you own or lease equipment. You may be required to have PD by bank or leasing company to carry a set amount of physical damage insurance and name them as a Loss Payee.
- PD can also cover damage to others equipment you are in possession of if the coverage is listed on your policy. An example would be non-owned trailer insurance coverage.
- Deductibles for physical damage range from $1,000 to $5,000.
- Required deductibles. If you have a loan on your equipment or it is leased. They bank or leasing company may have a minimum deductible you can have on your physical damage policy.
General Liability Insurance
- General liability insurance for truckers should not be confused with primary liability for truckers.
- Similar to primary liability. General liability offers coverages to pay for physical damage to other and/or bodily injury to others. BUT there is a difference between the two.
- For example, if you are loading or unloading and you cause injury to someone or their property this is when the general liability policy would respond.
- The actions of a driver while representing the insured and on the premises of others, such as loading docks and truck stops
- General Liability is normally offered $1,000,00 per occurrence and $2,000,00 aggregate. What does this mean?
- It the insurance company will pay up to $1,000,000 for any one claim and no more than $2,000,000 per year for the total of all claims.
- General liability can be required by shippers and other companies such as the UIIA and flatbed operations.
- If there is any chance you might be involved in loading or unloading. General Liability is relatively inexpensive and is an advised coverage.
Non-Owned Trailer Insurance vs Trailer Interchange (TI)
- Both are insurance coverages designed to cover damage to others trailers.
- Deductibles for either can range from $1,000 to $5,000.
- Coverage limits for either can range from $25,000 and up depending on the requirements of the company and/or shipper freight you are hauling for.
- Non-owned trailer insurance covers physical damage to the trailer only when attached to a truck. And no written agreement is place.
- Trailer Interchange requires a written trailer interchange agreement to be in place. It can provide protection when you have care, custody and control of one, or many, trailers. Whether the trailer is attached to your truck or not.
Excess Liability Insurance
- Excess liability can sometimes be called umbrella insurance.
- The excess liability policy sits on top of your primary liability policy.
- For example, if you have $1,000,000 in primary lability coverage and you have a claim which exceeds the policy limit of $1,000,000. In most cases that is all the insurance carriers will try to pay out for a claim.
- Excess policy coverage starts at $1,000,000 and goe up.
- So, let’s say you say you purchased a $1,000,000 excess policy. Now if you have a claim that is $1,500,000. Your primary would pay the first $1,000,000 and your excess would pay the remaining.
Customer Service
JDW Truckers Insurance takes pride in customer service. We are easy to contact.Free 24/7 Certificate of Insurance (COI)
Never miss a load for lack of not being able to get a COI fast. Our self-serve COI application can be used 24/7. And it is free. Create as many certificates of insurance (COI) as you need and when you need one. No waiting on your agent. But keep in mind we are happy to help you with your COI when you need it.Commercial Truck Insurance Companies
JDW has a large network of commercial truck insurance companies to shop and compare quotes from for our clients. We are always updating our carriers list because they may make changes to their appetite of who, what and where they like to insure. Knowing of any changes can be vital to the success of our clients. We work with both admitted carriers and non-admitted carriers. Here is a sample list of our commercial truck insurance.- Knight
- Trisura
- Berkley Prime
- Falls Lake
- Progressive
- Travelers
- Seneca
- Great Lakes
- Allied World
- Allianz
- Ace Hazmat
- ACE Fleet
- United Specialty
- Hudson Fleet
- Markel
- Chubb
- Tokio Marine
- National General
- Lexington
- AIG
- Great American
- ACE / Westchester
- NICO
- National Casualty / Nationwide
- Scottsdale Brokerage
- IAT
- Crum Forster
- Canal
- Northland
- USLI
- James River
- IFG – Burlington
- Penn-America
- Century
- Hallmark
- Carolina Casualty
- Protective
Financing Commercial Truck Insurance
Where you finance your commercial truck insurance policy can be just as important as where you purchase your commercial truck insurance policy. We request finance quotes from several different financial institutions to help you save money on your financing fees. JDW also have carriers who offer direct bill which means no financing fees. This option alone could save you thousands of dollars.
We offer commercial truck insurance quotes in:
Alabama – Arkansas – Florida – Georgia – Illinois – Indiana – Missouri – Mississippi – North Carolina – Nevada – Ohio – Pennsylvania – South Carolina – Tennessee – Texas – Virginia
JDW Truckers Insurance offers commercial truck insurance quotes. Here is an overview of the trucking operations we can offer free commercial truck insurance quotes.
Truck Insurance
- Fleet Owners Truck Insurance – Fleet discount pricing can start as low as 3 trucks. Semi truck insurance, box truck insurance, dump truck insurance.
- Owner Operators Truck Insurance – Semi truck insurance, box truck insurance, dump truck insurance.
- New Authority – Semi truck insurance
- UIIA Intermodal
- Amazon
- Hazmat
- High Risk
- Semi Trucks – (Fleets, owner operators, new authorities)
- Box Trucks (no New Authorities. Must have two years in business. No non-CDL Box Truck operations)
- Dump Trucks (no New Authorities. Must have two years in business. From 1 owner operator to fleets)
- Pickups / Hotshots / Auto haulers. We do not quote.
- General Freight
- Flatbed
- Dry Van
- Reefer
- Hazmat
- UIIA with the correct endorsements.
- $100k and $250k cargo coverages.
- Heavy and oversize loads
- We have many cargo options but do not quote household movers
- Primary Liability
- Motor Truck Cargo
- Physical Damage
- Reefer Breakdown
- Non-Owned Trailer
- Trailer Interchange
- General Liability
- Excess Liability
- And more
- JDW has many options for your deductibles. $1,000, $2500, $5,000 and Diminishing