At JDW Truckers Insurance, we specialize in commercial trucking insurance for owner-operators and trucking businesses. Our mission is to provide comprehensive coverage, competitive pricing, and exceptional customer service, so you can focus on running your business while staying FMCSA compliant and meeting shippers’ requirements.
We work with a large network of A-Rated carriers, allowing us to shop and compare quotes to find the best coverage for your trucks, cargo, and operations.


Why Choose JDW Truckers Insurance?
At JDW Truckers Insurance, we understand that trucking is a high-risk business, and owner-operators need insurance solutions that are fast, reliable, and tailored. Here’s what sets us apart:
- Commercial Trucking Specialists: We focus exclusively on trucking, so we understand your risks and needs.
- Customer Service Second to None: From COIs to claims, our team is available and responsive.
- Free 24/7 COI: Get certificates of insurance anytime without extra cost.
- Fast Endorsements & Claim Support: Quickly adjust policies and get claims handled so you stay on the road.
- Access to A-Rated Carriers: We partner with top insurers approved by AM Best to ensure you get reliable coverage.
- Competitive Quotes: We shop multiple carriers to find the best price and coverages tailored to your business.
- FMCSA Compliance: All policies meet federal requirements for interstate and hazardous hauling.
- Shipper-Friendly Coverage: Work with the shippers of your choice, knowing your insurance meets their requirements.
Who We Offer Commercial Truck Insurance Quotes To
We provide specialized coverage for a wide range of trucking professionals and operations:
Owner-Operators
Tailored policies for independent truckers, covering your truck, cargo, and liability for local or interstate hauling.
New Authorities
Starting a new trucking authority? We ensure your insurance meets FMCSA minimums and broker requirements.
Flatbed Truck Operators
Protect your flatbed and cargo, from construction materials to steel, with coverage designed for the risks of flatbed hauling.
UIIA Participants
We provide policies for trucks operating under the Uniform Intermodal Interchange & Facilities Access Agreement, ensuring compliance for intermodal freight operations.
Box Trucks
From small deliveries to regional hauls, our box truck insurance protects both your vehicle and cargo, keeping you compliant with brokers and shippers.
Dump Trucks
Coverage for dump trucks hauling local or interstate freight, including hazardous materials, meeting FMCSA and broker liability requirements.
Agricultural Haulers
Protect your agricultural loads — grain, fertilizer, or farm products — with insurance designed for the unique risks of farming operations.
How We Compare Commercial Truck Insurance Quotes
- Consultation: We learn about your operation and coverage needs.
- Quote Comparison: We shop our network of A-Rated carriers to find competitive rates and coverage options.
- Policy Setup: Fast endorsements and 24/7 COIs ensure you stay compliant and ready to haul.
- Ongoing Support: Rapid claims handling and policy adjustments keep you on the road.

Get Your Commercial Truck Insurance Today
Partner with JDW Truckers Insurance to get:
- Free, 24/7 COIs
- Fast endorsements and claims support
- Coverage from top A-Rated carriers
- Policies tailored to FMCSA and broker requirements
- Competitive pricing for your operation
Request a quote today to secure insurance that meets your needs, protects your trucks and cargo, and keeps your business compliant and competitive.
What types of commercial truck insurance does JDW Truckers Insurance offer?
We provide coverage for owner-operators, new authorities, flatbeds, box trucks, dump trucks, and agricultural haulers, including liability, physical damage, cargo, and optional endorsements.
Are you a specialist in commercial trucking insurance?
Yes. JDW Truckers Insurance focuses exclusively on the trucking industry, ensuring you get policies tailored to the unique risks and regulatory requirements of commercial trucking.
What is FMCSA-compliant insurance?
FMCSA-compliant insurance meets federal minimum requirements for liability coverage when operating interstate or hauling hazardous materials, so you can legally transport freight across state lines.
Do you provide insurance for new trucking authorities?
Absolutely. We help new authorities get the coverage required by FMCSA and brokers to start hauling safely and compliantly.
How quickly can I get a Certificate of Insurance (COI)?
Our free, 24/7 COI service ensures you can access your certificates anytime to meet broker or shipper requirements without delays.
Do you offer fast endorsements and claims support?
Yes. JDW Truckers Insurance provides rapid policy endorsements and claims handling so owner-operators can stay on the road with minimal downtime.
Can you help me find the cheapest commercial truck insurance?
We shop a large network of A-Rated carriers to compare quotes and coverages, ensuring you get competitive rates while still meeting FMCSA and broker requirements.
Do you cover specialized trucking operations like UIIA or flatbeds?
Yes. We provide coverage for UIIA participants, flatbeds, dump trucks, box trucks, and agricultural haulers, ensuring policies meet operational and regulatory needs.
Why should I choose JDW Truckers Insurance over other providers?
Our focus on commercial trucking, unmatched customer service, access to top carriers, fast COIs, endorsements, and claims support make us the trusted choice for owner-operators and fleets.
How do I get a commercial truck insurance quote?
Simply contact JDW Truckers Insurance for a consultation. We’ll review your operation, shop quotes from multiple carriers, and deliver a policy tailored to your needs, FMCSA compliance, and shipper requirements.
Helpful links
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Commercial truck insurance coverage options
- Auto liability – $1,000,000 as required by most shippers. Deductible options
- Motor truck cargo – up to $250,000 with deductible options. Only pay for the cargo types your are hauling. This could save you money with a customized policy.
- Physical damage – Insure your equipment and the equipment of other you may use. Setting the correct stated value with our customized policy could save you money. Comes with deductible options.
- General liability – $1,000,000 / $2.000,000 aggregate. We offer a low cost truckers general liability policy.
- Trailer interchange Insurance vs Non-owned trailer insurance – Which is right for your company? We help you get the right coverages in place.
- UIIA insurance – if you are hauling intermodal or thinking about it. Getting a policy with the right UIIA insurance company is important.
- A Rated carriers – We only work with carriers who are A rated by AM Best to insure financial stability to handle claims and endorsements fast.
- Free 24/7 COI (certificate of insurance) – Never miss a load for lack of getting a fast COI. Ours are free 24/7 and limitless.
- Customer service – We are here to help you anyway we can. We respond very quickly to a text or a phone call.
- No financing fees – Not having to pay financing fees can save you thousands on out-of-pocket expenses. Helps lower your monthly payments and down payment. Many of our clients save up to 20 percent or MORE!
- Summary – Do not settle for a cookie cutter commercial truck insurance policy. Talk with JDW who can customize your policy to help you save money!
Location
5104 Parkside Drive, North Charleston, SC 20405 – 843-849-4929 – Standard office hours M – F – 8am to 5pm EST. You can get a free COI 24/7 You can request quotes 24/7 – If you need to file a claim. Please review your policy.