The Inspection Selection System (ISS-D)

The Inspection Selection System (ISS-D) is a decision-aid for commercial vehicle roadside driver/vehicle safety inspections, which guides safety inspectors in selecting vehicles for inspection.

ISS Inspection Value: The ISS Inspection Value is based on the motor carrier’s safety performance data. In the case when there is sufficient motor carrier safety performance data available, the value is assigned from information derived from SafeStat results, which reviews safety performance in areas of crash history, inspection history, driver history, and safety management experience. When a motor carrier has little information on file, the ISS Inspection Value is based on an ‘Insufficient Data Algorithm’, which determines the inspection value by weighting the carrier size and the number of past inspections.

ISS Recommendation: The ISS Inspection Value forms the basis for the ISS recommendation. The recommendation ranges from ‘Inspect’, for motor carriers with poor safety performance in one or more Safety Evaluation Areas (SEAs) and for carriers with little or no safety data, to ‘Pass’ for carriers with good safety performance data. The three recommendations listed are below.

Owner operators truck insurance requirements:

• Primary Liability (AL) $1,000,000 to get load from shippers and brokers. The FMCAS only requires $750,000 to get authorize to haul but as mentioned most you haul for will require the $1,000,000.
• Motor Truck Cargo. In most cases $100,000 will be needed to get loads but some cargo you may haul will have higher cargo limit requirement, which we can help you meet the higher motor truck cargo limits if you are requirement to have higher limits.
• Physical Damage (PD) is coverage provided to replace or repair not only your trucks and/or trailers if they are damaged but also is design to cover non-owned trailers and trailer interchange.
• Trailer Interchange (TI) and Non-Owned Trailer coverage can have different physical damage limit requirements. And is required but shippers and others when you use one of their trailers. Two examples: 1) The UIIA will require at least $25,000 in trailer interchange to work with the equipment providers (in some cases higher).  Amazon Relay currently has the physical damage requirement for trailer replacement set at $50,000.
• Excess Liability can be used to satisfy higher limit requirements for primary liability and/or cargo. For example if you are hauling fuel then you will be required to have $1,000,000 in primary liability and then an excess liability policy of $4,000,000 for a total of $5,000,000 in liability coverages.
• General Liability (GL) can be required and is always a good idea to have in place as it relatively in expensive. In most cases if general liability required the limits are $1,000,000 with $2,000,000 general aggregate. Examples: The UIIA require general liability, Amazon relay requires GL and flatbed operations are advise to have general liability.
• Refrigeration Breakdown or Reefer Breakdown coverage will be required if you are hauling perishable cargo such as fresh produce, frozen foods or other cargo that must be kept at a required temperature. You want to make sure you understand your reefer breakdown coverages. Some commercial truck insurance companies will offer coverages but with terms. For example they might offer reefer breakdown coverage but have a higher deductible based on the age of your reefer unit.

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