Small Fleet Truck Insurance - Owner Operator Truck Insurance

Small Fleet Truck Insurance - Owner Operator Truck Insurance

Owner Operator Truck Insurance – Small Fleet Truck Insurance

Commercial Truck Insurance Quotes from 1 to 10 Trucks

Owner Operators – Small Fleet Insurance Requirements and Overview (10 or less power units)

Meeting these requirments offers the opportunity to get some of the best commercial truck insurance rates in the markets.

AttributeLikelyGood Chance
Years in Business3+ years1 to 3 years
% of Owner / OperatorsLess than 50%50%+
Owner / Operator and / or
company driver locations
All in risk in home or adjascent stateMajority in risk home state
or adjascent state
Driver AgesMajority of drivers between ages 26 and 65Small % under age 25 and / or over age 65
Driver ExperienceAll drivers have 2+ years of CDL
experience
All drivers have 2+ years of CDL
experience
Driver TurnoverLess than 35% of drivers hired
within last 12 months
-----
Less than 35% of drivers hired
w/in last 12 months
35% - 50% of drivers hired
within last 12 months
-----
45% - 65% of drivers hired w/in
last 24 months
Driver Profile
(whole comany)
Majority of drivers accident /
violation free for last 3 years
Some drivers have accidents /
violations in last 3 years
Driver Violations
(Individual)
Drivers w/ no major violations &
2 or less minor violations
Drivers w/ 1 major violation or 3
or less minor violations
Driver Accidents
(Individual)
Drivers have no at fault accidentsDrivers with 1 at fault accident
Loss SeverityProfitable each of the last 3 yearsUnprofitable 1 of
the last 5 years
Loss Frequency - Last 3 Years1 or less losses for 1-4 units & 2
or less losses for 5-10 units
2 or less losses for 1-4 units & 2
or less losses for 5-10 units
Driver & Vehicle Out of
Service Rates
Below National Average Above National Average (if
greater than 10 inspections)
Number of SMS AlertsNone1 or 2 with explanation and plan
to address
GrowthLess than 25% 1 year
Less than 50% 2-year
25% - 50% 1 year
50% - 90% 2 year
Our non preferred commercial truck insurance markets are designed for starts up and companies who have not had continous insurance coverage in place for at least 3 years. Or do not meet the requirements for our preferred programs.
We have insurance companies who will allow you to grow at the pace you set for your company. And their rates are very competitive.


AttributeLikelyGood Chance
Years in Business1 + New Authority
Driver AgesMajority of drivers between ages 24 and 65Majority of drivers between ages 24 and 65
Driver ExperienceAll drivers have 2+ years of CDL
experience
All drivers have 2+ years of CDL
experience
GrowthThis depends on your growth plans. Some insurance companies regulate growth and some will allow rapid growth allowed in many cases.This depends on your growth plans. Some insurance companies regulate growth and some will allow rapid growth allowed in many cases.
Power Units AgeNone older than 20 yearsNone older than 20 years
JDW Truck Insurance has many different options for your excess trucking liability needs: Some of our insurance markets offer excess liaiblity insurance are:
  • Hallmark
  • Crum & Forster
  • Wilshire & Accpetance
  • Scion
  • James River
  • Chubb Ace
  • Merchants
  • Indian Harbor
We know trucking and the commercial trucking insurance companies. JDW can and will help you find the right commercial truck insurance company to cover your operation with premiums to fit your budget. We shop and compare for you.
  1. Berkshire
  2. Auto Owners
  3. Falls Lake
  4. Progressive
  5. Travelers
  6. Seneca
  7. Great Lakes
  8. Allied World
  9. Allianz
  10. Ace Hazmat
  11. ACE Fleet
  12. United Specialty
  13. Hudson Fleet
  14. Markel
  15. Chubb
  16. Arch
  17. Acuity
  18. A-One RRG
  19. Tokio Marine
  20. Sompo International
  21. National General
  22. Lexington
  23. Lancer
  24. Easter Atlantic Insurance Company
  25. DB Insurance
  26. AIG
  27. Great American
  28. ACE / Westchester
  29. NICO
  30. National Casualty / Nationwide
  31. Scottsdale Brokerage
  32. IAT
  33. Crum Forster
  34. Canal
  35. Northland
If you do not see an insurance company on this list. It does not mean we do not do business with them.
  • Primary Liability High Limits
  • General Liability
  • Motor Truck Cargo
  • Physcial Damage
  • UIIA Intermodal
  • Trailer Exchange
  • Hazmat
  • High Risk
  • Cancelled or Non-Renewed
  • Excess Liability with High Limits
  • Rapid Growth Programs
  • Federal and State Filings
  • We offer coverages in any combination you require
  • Small and Large Fleets of any Size
  • Owner Operator of any size
  • Rapid Growth Programs
  • For Hire Truckers
  • 100 Mile Radius Truckers
  • 300 Mile Radius Truckers
  • 500 Mile Radius Truckers
  • Unlimited Mile Radius Truckers
  • Long Haul Trucking Operations
  • Intermediate Trucking Operations
  • Grain Haulers
  • Agricultural Products (Grains, Produce, General Farm Freight)
  • Fertilizer (Bagged, Bulk, Liquid)
  • Horse Haulers
  • Livestock Haulers
  • Milk Haulers
  • Lumber Haulers
  • Logging Trucks
  • LPG Haulers
  • Wood Chip Delivery
  • Produce Haulers
  • Pulp Wood
  • Dirt, Rock, Sand, Or Gravel
  • General Aggregate Products
  • Hay Haulers
  • Asphalt And Paving
  • Cement Or Ready Mix
  • Contaminated Dirt Or Dirty Dirt
  • Contractors’ Equipment
  • Construction Equipment
  • Heavy Equipment
  • Machinery
  • Heavy Haul
  • Building Supplies
  • Pre-Fabricated Buildings
  • Pre-Fabricated Concrete
  • Ready Mix Operations
  • Pallet Haulers
  • Pipe Haulers
  • Wholesale Food Distribution
  • Dry Food Products
  • Refrigerated Products
  • Dry Freight
  • Milk Haulers
  • Liquid Food Products
  • Seafood Delivery
  • Crude Oil Haulers
  • Water Haulers (Including Fracking)
  • Contaminated Dirt Or Dirty Dirt
  • Diesel Fuel Hauler
  • Gasoline Hauler
  • Chemical Haulers
  • Jet Fuel Haulers
  • Coal Haulers
  • Butane Hauler
  • Propane Hauler
  • Fertilizer (Bagged, Bulk, Liquid)
  • Fracking Liquids
  • Hazardous Waste Haulers
  • Home Heating Oil
  • Fuel Haulers
  • Garbage Haulers
  • Waste Oil
  • Waste Disposal
  • Tank Trucks
  • Recycled Grease Or Oil
  • Recyclables
  • Oil Filled Equipment Haulers
  • Scrap Metal
  • Lab Waste Haulers
  • Medical Waste Haulers
  • Bio Hazard Haulers
  • Medical Equipment Haulers
  • Pharmaceuticals
  • Auto Transport
  • Auto Parts Haulers
  • Boats
  • Car Carriers
  • Mobile Home Totter
  • Container Haulers
  • Containerized Freight
  • Dump Truck Operations
  • Explosive Hauler
  • Hazardous Goods
  • Bulk Liquid Haulers
  • Metal Dealers
  • Metal Transporters
  • Mining Equipment
  • Office Equipment Haulers
  • Paper Products
  • Retail Delivery
  • Steel Haulers
  • UIIA Hauler
  • Wholesale Delivery
When you work with us at JDW Truck Insurance. You are getting a professional and knowledgeable team behind you to insure you have the correct coverage at the most affordable rates in the commercial truck insurance markets:
  • Transportation Risk Specialist (TRS) - Our agents are trained the trucking insurance markets. All we offer is commercal truck insurance.
  • Our customer service is second to none.
  • Our knowledge of the transportaton insurance markets is second to none. Ask us questions. Get straight answers.
  • We have a full time endorsement department
  • 24/7 COIs
  • Loss Control programs (can be optional)
  • No hidden fees or up charges

JDW Truck Insurance has a strong presence in the trucking insurance markets. Our company is well respected by commercial truck insurance companies. Which allows us to offer a wide range of coverages at affordable prices. The insurance companies know we shop and compare for our clients.

Please fill out the from below and we will start shopping for your quotes.
Or if you want to have a chat about our capabilities.
Call Joe
843-849-4929 or 305-240-1266

Owner Operator Truck Insurance – Small Fleet Truck Insurance

We have trucking insurance programs for long haul trucking and short haul trucking companies