Trucking Insurance Programs – Preferred Markets for Large Fleet – Small Fleet and Owner Operators
Meeting these requirments offers the opportunity to get some of the best commercial truck insurance rates in the markets.
If you do meet these requriements. We may still be able to help you. Go ahead and send us your basic infomation. We will do a quick review and let you know very quickly if have markets which could save you money.
If you do meet these requriements. We may still be able to help you. Go ahead and send us your basic infomation. We will do a quick review and let you know very quickly if have markets which could save you money.
| Attribute | Yes | Yes |
|---|---|---|
| Years in Business | 5+ | 3 to 5 |
| % of Owner / Operators | Less than 50% | 50%+ |
| Owner / Operator and / or company driver locations | All in risk in home or adjascent state | Majority in risk home state or adjascent state |
| Driver Ages | Majority of drivers between ages 25 and 65 | Small % under age 25 and / or over age 65 |
| Driver Experience | Majority+ of drivers w/ 5+ years CDL experience | Small % with under 5 years CDL experience |
| Driver Turnover | Less than 35% of drivers hired within last 12 months ess than 45% of drivers hired w/in last 24 months | 35% - 50% of drivers hired within last 12 months 45% - 65% of drivers hired w/in last 24 months |
| Driver Profile | Over 70% of drivers acc / vio free for last 3 years | 50% - 70% of drivers acc / vio free for last 3 years |
| Driver Violations | None with major violation or 3+ minor violations | 1 or 2 with major violation or 3+ minor violations (pending risk size) |
| Driver Accidents | All drivers have 1 or fewer at fault accidents | Drivers with 2 at fault accidents with property damage only payments |
| Loss Severity | Profitable each of the last 5 years | Unprofitable 1 of the last 5 years |
| Loss Frequency - Last 3 Years | Less than 2 liability / phy dam losses per million miles | 2 to 3 liability / phys dam losses per million miles |
| Driver & Vehicle Out of Service Rates | Below National Average | Above National Average (if greater than 10 inspections) |
| Number of SMS Alerts | None | 1 or 2 with explanation and plan to address |
| Growth | Less than 25% 1 year Less than 50% 2-year | 25% - 50% 1 year 50% - 90% 2 year |
Meeting these requirments offers the opportunity to get some of the best commercial truck insurance rates in the markets.
| Attribute | Likely | Good Chance |
|---|---|---|
| Years in Business | 3+ years | 1 to 3 years |
| % of Owner / Operators | Less than 50% | 50%+ |
| Owner / Operator and / or company driver locations | All in risk in home or adjascent state | Majority in risk home state or adjascent state |
| Driver Ages | Majority of drivers between ages 26 and 65 | Small % under age 25 and / or over age 65 |
| Driver Experience | All drivers have 2+ years of CDL experience | All drivers have 2+ years of CDL experience |
| Driver Turnover | Less than 35% of drivers hired within last 12 months ----- Less than 35% of drivers hired w/in last 12 months | 35% - 50% of drivers hired within last 12 months ----- 45% - 65% of drivers hired w/in last 24 months |
| Driver Profile (whole comany) | Majority of drivers accident / violation free for last 3 years | Some drivers have accidents / violations in last 3 years |
| Driver Violations (Individual) | Drivers w/ no major violations & 2 or less minor violations | Drivers w/ 1 major violation or 3 or less minor violations |
| Driver Accidents (Individual) | Drivers have no at fault accidents | Drivers with 1 at fault accident |
| Loss Severity | Profitable each of the last 3 years | Unprofitable 1 of the last 5 years |
| Loss Frequency - Last 3 Years | 1 or less losses for 1-4 units & 2 or less losses for 5-10 units | 2 or less losses for 1-4 units & 2 or less losses for 5-10 units |
| Driver & Vehicle Out of Service Rates | Below National Average | Above National Average (if greater than 10 inspections) |
| Number of SMS Alerts | None | 1 or 2 with explanation and plan to address |
| Growth | Less than 25% 1 year Less than 50% 2-year | 25% - 50% 1 year 50% - 90% 2 year |
JDW Truck Insurance has many different options for your excess trucking liability needs:
Some of our insurance markets offer excess liaiblity insurance are:
- Hallmark
- Crum & Forster
- Wilshire & Accpetance
- Scion
- James River
- Chubb Ace
- Merchants
- Indian Harbor
We know trucking and the commercial trucking insurance companies. JDW can and will help you find the right commercial truck insurance company to cover your operation with premiums to fit your budget. We shop and compare for you.
- Berkshire
- Auto Owners
- Falls Lake
- Progressive
- Travelers
- Seneca
- Great Lakes
- Allied World
- Allianz
- Ace Hazmat
- ACE Fleet
- United Specialty
- Hudson Fleet
- Markel
- Chubb
- Arch
- Acuity
- A-One RRG
- Tokio Marine
- Sompo International
- National General
- Lexington
- Lancer
- Easter Atlantic Insurance Company
- DB Insurance
- AIG
- Great American
- ACE / Westchester
- NICO
- National Casualty / Nationwide
- Scottsdale Brokerage
- IAT
- Crum Forster
- Canal
- Northland
- Primary Liability High Limits
- General Liability
- Motor Truck Cargo
- Physcial Damage
- UIIA Intermodal
- Trailer Exchange
- Hazmat
- High Risk
- Cancelled or Non-Renewed
- Excess Liability with High Limits
- Rapid Growth Programs
- Federal and State Filings
- We offer coverages in any combination you require
- Small and Large Fleets of any Size
- Owner Operator of any size
- Rapid Growth Programs
- For Hire Truckers
- 100 Mile Radius Truckers
- 300 Mile Radius Truckers
- 500 Mile Radius Truckers
- Unlimited Mile Radius Truckers
- Long Haul Trucking Operations
- Intermediate Trucking Operations
- Grain Haulers
- Agricultural Products (Grains, Produce, General Farm Freight)
- Fertilizer (Bagged, Bulk, Liquid)
- Horse Haulers
- Livestock Haulers
- Milk Haulers
- Lumber Haulers
- Logging Trucks
- LPG Haulers
- Wood Chip Delivery
- Produce Haulers
- Pulp Wood
- Dirt, Rock, Sand, Or Gravel
- General Aggregate Products
- Hay Haulers
- Asphalt And Paving
- Cement Or Ready Mix
- Contaminated Dirt Or Dirty Dirt
- Contractors’ Equipment
- Construction Equipment
- Heavy Equipment
- Machinery
- Heavy Haul
- Building Supplies
- Pre-Fabricated Buildings
- Pre-Fabricated Concrete
- Ready Mix Operations
- Pallet Haulers
- Pipe Haulers
- Wholesale Food Distribution
- Dry Food Products
- Refrigerated Products
- Dry Freight
- Milk Haulers
- Liquid Food Products
- Seafood Delivery
- Crude Oil Haulers
- Water Haulers (Including Fracking)
- Contaminated Dirt Or Dirty Dirt
- Diesel Fuel Hauler
- Gasoline Hauler
- Chemical Haulers
- Jet Fuel Haulers
- Coal Haulers
- Butane Hauler
- Propane Hauler
- Fertilizer (Bagged, Bulk, Liquid)
- Fracking Liquids
- Hazardous Waste Haulers
- Home Heating Oil
- Fuel Haulers
- Garbage Haulers
- Waste Oil
- Waste Disposal
- Tank Trucks
- Recycled Grease Or Oil
- Recyclables
- Oil Filled Equipment Haulers
- Scrap Metal
- Lab Waste Haulers
- Medical Waste Haulers
- Bio Hazard Haulers
- Medical Equipment Haulers
- Pharmaceuticals
- Auto Transport
- Auto Parts Haulers
- Boats
- Car Carriers
- Mobile Home Totter
- Container Haulers
- Containerized Freight
- Dump Truck Operations
- Explosive Hauler
- Hazardous Goods
- Bulk Liquid Haulers
- Metal Dealers
- Metal Transporters
- Mining Equipment
- Office Equipment Haulers
- Paper Products
- Retail Delivery
- Steel Haulers
- UIIA Hauler
- Wholesale Delivery
When you work with us at JDW Truck Insurance. You are getting a professional and knowledgeable team behind you to insure you have the correct coverage at the most affordable rates in the commercial truck insurance markets:
- Transportation Risk Specialist (TRS) - Our agents are trained the trucking insurance markets. All we offer is commercal truck insurance.
- Our customer service is second to none.
- Our knowledge of the transportaton insurance markets is second to none. Ask us questions. Get straight answers.
- We have a full time endorsement department
- 24/7 COIs
- Loss Control programs (can be optional)
- No hidden fees or up charges